Motor Vehicle Accidents in St. Louis

Thank you for visiting My St. Louis Motor Vehicle Accidents Attorney.  We will attempt to give you as much information about Motor Vehicle Accidents in St. Louis as possible on this site.  Additionally, you can visit our Why hire us page to see what separates us from the other Motor Vehicle Accident lawyers in and around St. Louis.

If you or a family member has been seriously injured in a motor vehicle accident, call our attorneys at the Motor Vehicle Accident Law Offices of “insert attorney name” in St. Louis.  We will make sure you are reimbursed for all damages and pain and suffering received.  We look out for your best interests.

Overview

  • Common causes of auto accidents in St. Louis are:
    • Driver negligence
    • Speeding
    • Not paying attention to stop signs, red lights, following too closely
    • Driving under the influence of alcohol or drugs
    • Talking on cell phones, to passengers
    • Mechanical defects
    • Road conditions – construction, potholes
    • Weather conditions – rain, ice, fog
  • Statistics show that:
    • Accidents are the #1 cause of death for people under the age of 35.
    • In the United States, car accidents cause thousands of personal injuries each year.
    • In the United States, car accidents cause thousands of deaths each year – over 100 deaths every day.
    • Over 35% of car accidents are caused by drunk drivers.
    • Over 4,000 pedestrians are killed in car accidents.
    • Over 60% of car accidents – passengers not wearing a seat belt.

At the accident scene

  • Call 911 immediately.
  • Move your car out of traffic if possible.
  • If anyone is injured, call for an ambulance.
  • Do not settle with the other party or their insurance company.
  • Do not admit to any wrongdoing.
  • Get the following information from the other driver:
    • Name
    • Address
    • Telephone number
    • Driver’s license
    • Insurance company name
  • Get names and phone numbers of any passengers or witnesses
  • Keep a camera, pad and pencil in your glove compartment – take photos of your injuries, damages and the surrounding area.

After the car accident

  • Call your insurance company and give them all details of the car accident.
  • See your doctor even if you feel okay.
  • Make sure you get a police report – must be filed if there are injuries or damages over $200.
  • Contact an attorney at the Motor Vehicle Accident Law offices immediately.

Compensation

  • In St. Louis, you could be entitled to compensatory damages if you were injured.
    • Medical expenses
    • Property damage
    • Lost wages
    • Pain and suffering
    • Punitive damages – punishment to the other driver for being negligent
      • Can also be recovered if the vehicle had a manufacturer’s defect

No Fault/At Fault

  • In some states, there is a No-Fault liability law – everyone pays for their own damages.
  • Other states have an At-Fault liability law – The at-fault driver is required to pay for damages caused.

Insurance Benefits

  • You will be covered under your own insurance policy.
  • Covers hit-and-run auto accidents.
  • Uninsured – An at-fault driver does not have any liability insurance.
  • Underinsured – The at-fault driver does not have enough liability insurance to cover your injuries and damages.
  • In order to be compensated, you must show that the other driver was at-fault.
  • You will also have to prove that your injuries are serious.
  • Stacking Insurance – you can stack several policies to get enough compensation for injuries and damages.  Not allowed in all states.

 
Personal Injury

  • Serious bodily injury by a negligent driver after a car accident.
  • Injuries that can result are:
    • Whiplash
    • Head, brain, spinal cord injuries
    • Broken bones
    • Loss of limbs
    • Paralysis
    • Burns
  • You can receive compensation for:
    • Medical bills
    • Lost wages
    • Etc.

Wrongful Death

  • A loved one is killed due to the negligence of another person during a car accident.
  • In St. Louis, a wrongful death claim can be filed anytime up to 3 years after the death.
  • A family member can be compensated for:
    • Funeral expenses
    • Medical bills
    • Future financial support (salary, benefits, pension, retirement)
    • Loss of companionship
    • Pain and suffering
    • Punitive damages – punishment for being reckless

Conclusion
A motor vehicle accident can be very stressful for you.  You will have a lot of questions and concerns.  If you have been involved in a motor vehicle accident, contact an attorney at the Motor Vehicle Accident Law Offices of “insert attorney name”.  We will answer all of your questions and help you recover your peace of mind.

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